When Should I File a Claim for Disability Benefits?
Simply stated, you should file a claim for disability benefits as quickly as possible.
It is important to keep in mind that the actual process of approving your claim may take many months because of either backlog at the Social Security Administration or other factors beyond your control. Also remember that if your claim is denied – and many claims are denied every year- you may have to go through an equally lengthy appeals process before you get your claim approved. If your initial appeal is denied, you may want to file another appeal. Overall, this process may take up to two years. During this time, your medical condition could worsen, causing you additional financial distress. For that reason and for many others, it is important to get started on filing a claim as quickly as possible.
Sometimes, Social Security disability attorneys work with clients who have waited a very long before filing a claim for benefits. In many cases, people do so because they believe that their condition will get better and that they will eventually be able to return to work and earn the same income as before. It’s natural to feel that way, and optimism is good. However, if things don’t work out as planned it is better to have the financial resources necessary for your living expenses.
When should you file a claim? You should file a claim as soon as you believe that your condition no longer allows you to work and earn an income that is equivalent to the Substantial Gainful Activity level.